When you file for bankruptcy, you may qualify for either Chapter 7 or Chapter 13. Each "chapter" has its own requirements and process for relieving debt you cannot repay. Understanding the important differences between these chapters can help you decide whether...

Perhaps you are contemplating Chapter 7 bankruptcy but are not quite sure if you are pursuing the right type. Though there are several branches of bankruptcy available, Chapter 7 might seem more beneficial if you are looking to eliminate most, if not all of the...

If you are struggling to pay your bills, you might have fallen behind on your auto loan. As essential as your vehicle is to your livelihood, your monthly payment may be more than you can currently afford. You may be planning on filing Chapter 7 bankruptcy, though, and...

Credit card debt is an incredibly dangerous form of debt because of how quickly and quietly it can grow. After enough debt has accumulated, the credit card adds more interest than a debtor can pay off. When it gets to that point, it results in an endless cycle of...

The Bankruptcy Court of the Eastern District of Pennsylvania has modified their procedures to make filing bankruptcy as flexible as it has ever been.  When I began practicing bankruptcy law over 25 years ago, the typical procedure  would require that the client come...

If you’re dealing with mounting debt, you may worry you will find yourself unable to pay it all off. As noble as repayment is, certain scenarios make it impossible. When bills and expenses crush you, filing Chapter 7 bankruptcy may provide you the financial relief you...